Do I Need Dental Insurance to Get Orthodontic Treatment?

Did your dentist refer you to Botsford Family Orthodontics, or did you stumble across us on your own? Are you needing orthodontic treatment but worry you can’t afford it? Have you put off contacting us because you’re wondering, “Do I need dental insurance to get ortho treatment?” Don’t stress; we’re here for all your questions! In this month’s blog, we’re going to try to remove any uncertainties you may have!

Understanding Orthodontic Treatment

Orthodontic treatment is like a special journey to get a perfect smile. Think of teeth like books on a shelf. Sometimes, they’re out of order or tilted. Orthodontists are like expert organizers who know how to arrange them just right. 

Why do your teeth and jaw alignment matter? Teeth and jaws that line up will improve your physical, mental, and oral well-being! After orthodontic treatment, performing oral hygiene, digesting, speaking, and feeling confident are all easier.

To achieve the dream smile for patients of all ages, Dr. Botsford uses clear aligners from uLab and Invisalign, clear braces, custom KLOwen metal braces, and InBrace hidden braces.

What Is Dental Insurance?

Like health insurance, dental insurance is a financial program meant to help ease the financial burden of medical services. Individuals or families pay monthly premiums, and the insurance company helps pay for office visits, treatments, and procedures. Essentially, dental insurance helps cover the cost of treatment and reduce your out-of-pocket expenses.

Does Dental Insurance Cover Orthodontics Work?

Now, this depends on your insurance plan! Some plans might cover all orthodontic work, some might not offer orthodontic coverage at all, and some might cover it with restrictions like the following:

  • Coverage Limit: Most insurance plans have a maximum amount they’re willing to pay for orthodontic treatments. Knowing this limit is essential because once reached, any additional costs will come out of your pocket.
  • Age Limit: Age matters in the world of dental insurance. Some plans might offer orthodontic coverage only for individuals under a specific age, often focusing on children and teenagers. So, if you’re an adult seeking treatment, you might want to double-check your plan.
  • Type of Treatment: Not all orthodontic treatments are created equal, at least in the eyes of insurance companies. While traditional braces might be covered, newer treatments like clear aligners might not be. Always check what’s included in your plan, especially if your orthodontic needs qualify you for multiple treatment options so you can choose the one that fits your budget.

Is Dental Insurance Required For Orthodontic Work?

Nope! You can transform your smile without insurance coverage.

Do I Need Dental Insurance to Get Orthodontic Treatment?

Our Affordability Commitment.

At Botsford Family Orthodontics, we provide expert treatments to create gorgeous smiles, but we wouldn’t be able to help as many people in Medford and surrounding areas as possible if we weren’t conscious of cost! We take great pride in ensuring that these treatments are accessible and affordable for everyone. Dr. Botsford believes that finances should never be a barrier to achieving the smile of your dreams. 

Flexible Payment Options

Recognizing that every family has unique financial needs, Botsford Family Orthodontics offers a variety of payment methods. Whether you prefer using Visa, MasterCard, American Express, or Discover, the choice is yours. 

For those seeking payment plans, the practice provides interest-free in-house financing and accepts third-party financing from CareCredit. 

If you want to settle the treatment cost upfront, we have discounts available for cash payments made in full at the beginning of the treatment.

In-House Smile Protection

Our team is here for you at every stage of your orthodontic journey, even after we’ve given you a retainer and finished your final check-up! We care just as much about preserving your new look as we do about creating it! To help maintain your new look, we offer two smile-protecting programs!

Guarantee My Smile Program

Because your satisfaction is very important to us, we offer our Guarantee My Smile Program. This initiative is a testament to Dr. Botsford’s confidence in her quality of treatment and commitment to patient happiness. If any former patient feels their smile isn’t quite as they had hoped, this program offers an opportunity for re-treatment at a reduced monthly maintenance fee. It’s a reassurance that the practice stands by its results and is always ready to go the extra mile to guarantee every patient loves their smile. All of Dr. Botsford’s former patients are automatically enrolled in this program.

Retainers for Life Program

Retainers play a crucial role in maintaining the alignment of teeth after orthodontic treatment. However, life happens—retainers can get lost, damaged, or even become a chew toy for a curious pet! To ensure that such incidents don’t become setbacks, Botsford Family Orthodontics offers our Retainers For Life Program. If you opt into this retainer “insurance,” you’ll pay a one-time fee and receive up to four retainers per year! This program drastically reduces patients’ costs to keep their smiles and the risk of relapse. It provides continuous access to retainers, safeguarding their beautiful smiles against unforeseen mishaps.

Do I Need Dental Insurance to Get Orthodontic Treatment?

Visit Botsford Family Orthodontics To Create Personalized Treatment And Payment Plans!

At Botsford Family Orthodontics, your smile’s transformation is more than just a procedure; it’s a lifelong investment in confidence and health. Whether you have insurance or not, our team promises top-tier care tailored to your needs. Contact our Medford office to begin your family’s orthodontic journey!